Buyer Resources

Preferred Service Providers

Home Inspection: Home Authority. Contact David Kempton at 703-307-4870

Moving Services: Reggie Lee Trucking, Inc.
Phone: 410.491.2553, Email: reggieleetrucking@sbcglobal.net

Termite Inspection: Superior Termite. Phone: 1-877-284-2466

For a wide range of other home services contractors, please go to www.urbanreferrals.com.

Preferred Settlement Companies

North American Title Company:
Contacts: David Kanstoroom, ESQ. and Claudia Vitale, ESQ
dkanstoroom@nat.com, cvitale@nat.com, Phone: 301-907-3980, Fax 301-907-3979
4733 Bethesda Avenue, Suite 801 Bethesda, MD 20814

Stewart Title:
Contacts: Bradley Runyan and Patrick Tangney
Phone:202-349-0220, Fax 202-403-3706
11 Dupont Circle, NW Suite 750 Washington DC 20036

Comparison of Title Insurance Policies: Standard vs. Premium

The Standard Title Insurance Policy covers:

Someone else owns an interest in the estate
Improperly executed documents
Pre-policy forgery, fraud and duress
Defecting recording of any documents
Undisclosed restrictive covenants
A lien on your title because of security deed, judgment, tax or special assessment, or a charge by a homeowner’s association
Unmarketable title

The Premium Title Insurance Policy that is generally 20% higher in costs includes all the above and the following:

Mechanics’ liens
Forced removal of a structure which encroaches onto another property or an easement
Forced removal of a structure which violates an existing zoning law*
Forced removal of a structure because of a violation of a restriction in Schedule B
Inability to use land for single family dwelling because of a violation of a zoning ordinance or restriction in Schedule B
Pays rent for substitute land or facilities
Rights under unrecorded leases
Plain Language
Unrecorded easements
Building permit violations *
Compliance with subdivision map, if any*
Restrictive covenant violations
Map, if any, not consistent with legal description
Covenant violation resulting in reversion
Enhanced marketability
Violations of building setback
Discriminatory covenants
Post Policy forgery
Post Policy encroachment
Post Policy damage from minerals or water extraction
Post Policy living Trust coverage for Trustee
Post Policy living Trust Cover for Beneficiary
Access- Actual vehicular and pedestrian access based on a legal right
Post Policy automatic increase in value up to 150%
Post Policy adverse possession
Post Policy cloud on title
Post Policy prescriptive easement
Boundary walls and fence encroachment*
Insurance coverage forever

*- subject to a deductible and maximum indemnity liability, which may be less than the policy amount.